At least 60 people plan suicide every day

Today's Star mentioned that Counselling centres in the country receive more than 60 calls each day from people contemplating suicide, according to China Press. In a front-page special report, the paper said the number reveals that many people are being subjected to problems related to finance, marriage and family.

It is understandable, given that the banking environment in Malaysia is more prudent and risk averse and will not provide the financial assistance to just about anybody. In this country, if a person is in high debt or without a job, he or she will not be able to obtain the financial assistance from banks. Once a person defaults on a credit card or a personal loan, no matter how small, it will be registered amongst the banking community and here is where the problem commences.

This is not a welfare-state, almost everything here has a price. Even to go to work has a price. There is the toll to pay to use the road and there is always the exorbitant parking rates. If a person does not have medical insurance, provided by his employer or through his own means, there is money to pay for sickness and maternity. Nothing is free here. The only thing that is free is probably a smile.

So, what is a person with financial constraints to do? Can a counsellor really talk a person out of suicide over money-matters when there is possibly nothing that can be done to arrest the financial situation? One can only talk so much over the phone to someone whose situation is real, not imaginary. Depression is in the mind, but money matters is real. Often times, a person cannot see the road; the alternative route. It would be easier if the banking institutions and the Government can collaborate to not only reduce non-performing loans and suicide but at the same time provide a higher margin of tolerance for people who are in need of finance. There has got to be a way, nothing is impossible in this world, save for bringing someone back from the dead.

More often than not, marriages are also risk averse, being part of the equation of having adequate finance. Without finance, marriages can fail. Wifes can also be like banks. Risk averse. No money, no wife. Everything has a connection. The report is right that money, marriage and family are the problems.

I am not an advocate of suicide, far from it, but a person, being a member of the community and the Government and the banks being members of the community, efforts should go beyond mere counselling to establish a new machinery which addresses the real and material issues affecting the suicidal person.